Medical Expenses

by | Aug 23, 2021

Wow!

I have been rather healthy my entire life.  My usual medical bills were my annual physical, annual mammogram, visit with the endocrinologist and various medication  I take.  All totally affordable and usually covered by a minimal co pay.

Times of health insurance have changed over the years and the days of copay plans are long gone.  Now, it is high deductible plans assisted with FSA or HSA accounts.  Not only do I have one of those high deductible plans but I have to meet two deductibles this year since I switched jobs right before I was diagnosed.  My insurance with my current employer did not start until August 1 and I was on COBRA with me previous employer through July.

This morning I started to pay some of these larger medical bills and found myself feeling stressed initially but then grateful.  Grateful to have some health industry knowledge to understand what I was being billed for and also grateful to be able to pay those bills.  I honestly don’t know how people without insurance can do it.  The land of copays, deductibles, co insurance and  insurance write offs is confusing at best.  I am grateful for the 10 years spent at Independence Blue Cross and for the knowledge it gave me.

I know things will be tight for a little while but I have a roof over my head, a bed to sleep in, food for my table and friends who love and care for me.

 

 

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